We are a group of professionals who came together for the purpose of this site. Our goal is to teach you everything there is to know about credit and how it works. Once you have the knowledge, you can then make educated decisions. Having knowledge is only half of the battle. It happens to be the half we can help you with. Applying the knowledge is the other half and you’ll have to do it on your own.

scoreThe phrase, “knowledge is power” is not complete. Since we have it ingrained in our heads, we really think it’s true. There is truth to it, but it’s an incomplete phrase. It really should be, “applied knowledge is power.” That is the truth.

You can have all the knowledge in the world, but if you don’t apply it then it’s no good. Your life will look the same as the person who doesn’t have the knowledge.

Unfortunately, we can’t apply what you’ll learn on our site for you. If we could, we would. We can recommend good companies that will help clean up your credit report, but we can utilize your credit lines for you. The way you utilize your credit lines has a huge impact on your credit score. You don’t have to do it for too long before you start seeing results.

Use your credit cards properly for six months and you’ll see a dramatic shift in your credit score. You can gain 100 points or more in just six short months. The older your credit lines are, the better. Don’t close out your old credit cards unless there is some pressing reason. Maybe there’s an annual fee that you can’t afford or some other reason. In that case, you have to do what you have to do. But generally, we recommend that you just make one purchase on your old dormant credit card to keep it active and boost your credit age.

Visit our website www.creditrepaireview.com to learn more about how to boost your credit score.