We help people just like you get their credit in amazing shape. That’s what wakes us up in the morning. We know there are billions of people in this world who need our help. Realistically, we know we can’t reach them all.

Our country has about 340 million people, most of which have bad or no credit at all. That’s our target demographic. We focus on helping people in the US only. There are millions of people in the US alone who can save themselves thousands of dollars by reading through the material on our website. For now, there’s one thing you need to remember.

Good Credit = Good Life

I can’t stress it enough. Having excellent credit will make your life a lot easier and richer. It may sound trivial but it’s not. You will save an enormous amount of money over your lifetime simply by having good credit.

If you have bad credit, you will be charged stupendously high interest rates. This is a typical scenario that demonstrates why the rich get richer and the poor get poorer.

Having good credit is typically associated with being wealthy. People with good credit get wealthier too. It’s about time you joined the ranks of the rich and started getting good interest rates. How does being wealthy sound for a change of pace?


The Little Things

Having good credit amounts to one thing, habits. If you create good habits, you’ll have good credit. It’s not even that hard to do. You just have to know what to do. If you were taught what to do at an early age, you’d have excellent credit right now. The difference between someone with good credit and someone with bad credit is not the amount of money they earn. The difference is that one person knows how to have good credit and the other doesn’t.

You may think this sounds redundant, but it’s important. All you have to do is learn a little bit about how the credit score system works and you too can have excellent credit. You don’t even have to earn any more money. You just need to know how to work your current lines of credit, get negative items removed from your credit, and steer clear of the common pitfalls.

The advice you were given by your elders was probably bad advice. If it was good advice, you wouldn’t be on our site. You’d be implementing the advice and you’d have superb credit.

Credit University

Before heading over to our site, we need you to take on the mentality of a freshmen at university. Pretend you don’t know anything. Everything you think you know about credit doesn’t is irrelevant at this point in time. You might actually know some good stuff, but you have to forget about it. We’ll teach you everything you need to know.

The problem is that you don’t know enough to differentiate the good from the bad. You may think that you can just hold on to the good and ditch the bad, but how can you tell which is which? If you could tell which was which, then why are you here?

You wouldn’t be here. That’s our point. You have to do a brain dump if you want to get this thing right. Let go of your ego and pretend to be a freshman. We’ll take you through all the ranks and you’ll be an upperclassman before you know it. You’ll graduate and go off into the world with an advantage that is more common among the wealthy elite.


Visit Our Site

If you have not visited our website yet, click here to do so. It’s our main hub. We update our website regularly. You will find the most cutting edge information there. The credit score industry is an interesting one. As far as what will help your credit, it’s pretty constant. The same things that helped you ten years ago will still help you today. What we keep you up to date on is legislation, company reviews, and information on good creditors to use.

These things are always changing. For example, under the Obama administration laws were passed that changed the way credit card companies had to operate. Under the new laws, they were required to print the length of time it would take to pay your credit card off if you just paid the minimum amount. That one change may seem insignificant, but it had a huge impact on the credit card industry. Once people were able to see how much interest they were paying, they were able to make more educated decisions on their spending habits.